CEU Electronic Theses and Dissertations, 2009
| Author | Laptieva, Nataliia |
|---|---|
| Title | Information Sharing in the Ukrainian Credit Market: the Impact on Bank Performance and Credit Expansion |
| Summary | The paper conducts an empirical analysis whether the information sharing affects bank performance and credit volume using a panel of Ukrainian banks from 2002 to 2008. To capture gradual effects of information sharing, finite lag distributed models with fixed effects specification are introduced for both effects estimation. As a measure of information sharing between lenders, I use a dummy variable indicating the presence of a bank’s partnership agreement with a credit history bureau. The empirical results confirm theoretical predictions on the insignificant bank performance effect and the substantial credit expansion effect of information sharing in both short- and long-run periods. The findings support importance of information sharing that mitigates the adverse selection and the moral hazard problems in the transition credit market under asymmetric information. |
| Supervisor | Grajzl, Peter |
| Department | Economics MA |
| Full text | https://www.etd.ceu.edu/2009/laptieva_nataliia.pdf |
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