CEU Electronic Theses and Dissertations, 2025
| Author | Toshtemirov, Abdulaziz |
|---|---|
| Title | Implementation of Islamic FinTech solutions to improve financial inclusion |
| Summary | “How can Islamic FinTech solutions be effectively designed and implemented to improve financial inclusion among underserved Muslim communities?&#x 201d; Hundre ds of millions of adults worldwide still operate outside the formal financial sector, and a striking share of this exclusion is concentrated in Muslim-majority regions or among Muslim minorities who avoid conventional banking because most products involve riba—interest, which Islamic law forbids. Although recent advances in financial technology (FinTech) could narrow the gap, little empirical work explains how Islamic-compliant digital products should be designed and deployed for people who are unbanked. Answering the above question matters for equity and for development; when households gain access to safe, affordable, religiously acceptable tools to pay, save, borrow and invest, they can launch businesses, manage shocks and build long-term wealth. |
| Supervisor | Schindele, Ibolya |
| Department | Economics MSc |
| Full text | https://www.etd.ceu.edu/2025/toshtemirov_abdulazi.pdf |
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